Terms of Use
The ground rules for using this website, in plain language.
About These Terms
Last updated: September 21, 2026
These terms apply when you use longislandcarinsurance.com. The website is run by The Nichols Agency, S. Corp, the independently owned and operated local GEICO insurance agency at 75 Henry St, Commack, NY 11725. In these terms, “we,” “us,” and “the office” mean The Nichols Agency, S. Corp.
By using this website, you agree to these terms. If you don’t agree, please don’t use the site.
General Information, Not Advice
The pages on this site explain insurance topics in general terms. They are not legal advice, and they are not insurance advice for your specific situation.
For questions about your own coverage, talk with the office. For legal questions, talk with a lawyer.
Coverage Depends on the Policy
Descriptions of coverage on this site are summaries. What a policy actually covers is set by that policy’s terms, conditions, and exclusions. If anything on this site differs from your policy documents, the policy documents control.
Whether a policy is available to you depends on eligibility and underwriting by the insurance company. Underwriting is the insurance company’s review of your information to decide whether to offer coverage and on what terms.
A Quote Is Not a Policy
Starting a quote does not buy insurance, start coverage, or change a policy you already have.
A quote or an estimate is not a binding offer and is not an insurance policy. This applies whether it comes from the office or from GEICO’s online quote site.
Accuracy of the Content
We try to keep the information on this site accurate, but we can’t guarantee that it is complete, current, or free of errors. Insurance products and New York requirements can change.
Before you make a decision based on something you read here, check the official source linked on the page or ask the office.
Using the Site
When you use this site, you agree to:
- Not use bots, scripts, or other automated tools to disrupt the site
- Not try to reach parts of the site or the office’s systems that aren’t open to the public
- Not use the site for anything unlawful
We may block traffic that breaks these terms.
Calls and Emails
To stop calls or emails from the office, call (631) 623-4460 or email NicholsCommack@GEICO.com. Our privacy policy explains how we handle information.
Links to Other Websites
This site links to websites run by others, including GEICO’s online quote site and government agencies. We provide these links for convenience and information.
We don’t control those websites and aren’t responsible for their content or how they work. Their own terms and privacy policies apply when you use them.
Trademarks
Names, logos, and trademarks shown on this site belong to their owners. That includes the GEICO name, which belongs to its owner.
Nothing on this site gives you the right to use any of these names or marks.
Limitation of Liability
We provide this website “as is.” To the extent the law allows, we are not responsible for any loss or damage that results from using the site, being unable to use it, or relying on its content. That includes errors, outdated information, and interruptions in service.
Nothing in these terms changes the terms of any insurance policy, and nothing here limits rights that the law does not allow to be limited.
Governing Law
The laws of the State of New York govern these terms.
Changes to These Terms
We may update these terms from time to time. The date at the top of this page shows the latest version.
Contact the Office
If you have questions about these terms, call (631) 623-4460, email NicholsCommack@GEICO.com, or visit The Nichols Agency, S. Corp at 75 Henry St, Commack, NY 11725. The contact page lists other ways to reach the office.